Rich Đa Poor Dad

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Since its debut in 1997, Robert T. Kiyosaki"s Robert Kiyosaki"s Rich Dad, Poor Dad has been a landmark aao ước personal finance books, a best-seller that has sold nearly 40 million copies worldwide.Quý khách hàng sẽ xem: Rich đa poor dad

I first read the book back in 2000, when I was still a budding entrepreneur. I figured I would re-read it now that I have sầu more experience under my belt. I also wanted to see if it"s held up lớn the kiểm tra of time, and if I would lượt thích it as much as I did when I first read Rich Dad, Poor Dad. A lot has happened financially in the past trăng tròn years, và I"m curious if some of Kyosaki"s predictions came true. Our Rating - 8


While Robert Kiyosaki"s bestseller is recommended reading for starting entrepreneurs, this book does have some flaws. You should read this book just lớn start thinking differently than the average employee, if not to lớn get motivated. However, take Kiyosaki"s advice with a grain of salt.

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Read Rich Dad, Poor Dad

When I first read the book, I primarily liked how Kiyosaki viewed the world from a different perspective. It got me khổng lồ think differently about my business & investing than I had previously.

Kiyosaki seems lớn be a polarizing figure: You either love or hate his work. The Simple Dollar Đánh Giá of Kiyosaki"s work, for example, adds a lot of personal bias, and I don"t think that"s fair.

I try khổng lồ take a more neutral viewpoint and will Reviews the book based upon my experience in the business world.

Rich Dad, Poor Dad should be viewed as a general starting point — an investment/startup summary, rather than a danh mục of specific items to lớn vày as an entrepreneur.

Robert Kiyosaki emphasizes six key points throughout the book. These points — which differentiate between his “poor” dad (his real dad) and the “rich” dad that helped him understand business and become wealthy — are:

The rich don’t work for money The importance of financial literacy Minding your own business Taxes & corporations The rich invent money The need lớn work to learn và not to work for money

Good Points in the Book

Flawed Educational System

As Robert mentions many times in the book, our traditional educational system is flawed. Our education system is designed primarily to lớn create employees and could be a negative sầu influence for an entrepreneur. As Kiyosaki mentions, he"s not suggesting that people skip higher education; he"s suggesting higher education does not assist with “street smarts.” Financial literacy is something that is rarely discussed in school, và if it is discussed, it is only at basic levels. Based upon my personal background, I"ve made this a personal focus and will make sure my children are well educated in this subject.

The cost of education continues to lớn increase much faster than the rate of inflation. It"s becoming more clear our education system is broken. Robert"s statements about this topic are accurate.

Being an Entrepreneur Is Less Risky

Owning a business has given me much more independence và many more invaluable skills I could still use if I were to work for someone else. On a weekly basis, I now bởi things I used to lớn consider risky or could never imagine doing before owning a business.

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Your Primary Residence Is NOT an Asset

Over the years it generally has been accepted that your primary residence is an asphối. Robert flat-out states (I believe correctly) that your home page is not an asphối, since it does not generate positive sầu cash flow. The housing bubble & collapse proved this correct.

“Rich people acquire assets. The poor & middle class acquire liabilities, but they think they are assets.”

While rental properties have also gone down in value, if you focus on positive cash flow, you still are bringing in money every month. Robert even states in his book that home values vì chưng not always go up.

Pretty much all consumable goods are liabilities — something even I got tripped up with. Kiyosaki states you should buy investments that generate cash flow khổng lồ help pay for your “doodads.” I think this is a great way lớn look at how lớn purchase your toys.

What Is an Asmix or Liability?

“An asphối is something that puts money in my pocket. A liability is something that takes money out of my pocket.”

A load of Kiyosaki"s critics point out that this statement doesn"t follow general accounting standards. This is true, và Robert acknowledges this. The point, which many miss, is that you should be focusing on cash flow khổng lồ get wealthy.

“Wealth is a person’s ability khổng lồ survive sầu so many number of days forward… or if I stopped working today, how long could I survive?”

I still refer baông chồng to this statement today và have devoted a few posts lớn this topic:

Complaints About the Book

There are many reports that Robert"s “Rich Dad” does not exist and was made up. This is more than likely true, but there have sầu been many personal finance books that are works of fiction. (The book Wealthy Barber comes to lớn mind.)

The issue some people have sầu with Robert is that he presents his book as a work of non-fiction when it"s not, and I agree with this complaint. I find it interesting that John Reed"s trang web puts down Robert"s work, but at the same time also sells Reed"s own work.

Robert does downplay the role of risk in the investment suggestions. This is somewhat accurate, but he suggests that you should fully understvà your investments before diving in. Robert states that investing is risky only if you don"t fully underst& what you are investing in.


While I still recommend this book, especially for beginning entrepreneurs, the book has some flaws. In my opinion, many topics he discusses hold the chạy thử of time. But take some of what Robert Kiyosaki says with a grain of salt. It should be read, if not for the motivation, just to get you lớn think differently than a salaried employee. I don"t love or hate it, hence the reason why I give sầu this book 3 out of 5 stars.

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I will keep his book on my các mục of best personal finance books for the primary reason lớn get you khổng lồ think outside the box.